The Beginners Guide to Smart Content Now Available

Denver, CO (PRWEB) November 18, 2014

Today Quark Software Inc. made available The Beginners Guide to Smart Content, a free eBook that presents an overview of why and how XML is now ready for mainstream content creators.

Download “The Beginner’s Guide to Smart Content” here:

For decades technical writers and technical publishers have reaped the benefits of XML to lower the cost and effort associated with creating, managing and reusing content across multiple output formats. Now, with the introduction of Smart Content, business users and subject matter experts can easily adopt XML in order to keep up with consumer demand for high-value communication.

Download the free eBook The Beginners Guide to Smart Content to access a look at the evolution of XML and Smart Content, with chapters that include:

What is Smart Content?
A Brief Primer on Publishing Processes
The Cost of Smart Content
Who Else Is Using XML for Document Production?
Whats Wrong with XML?
Smart Content Details
12 Reasons to Adopt Smart Content

About Quark Software Inc.

Quarks software enables organizations of all sizes to meet customer demand for engaging, relevant communications when, where, and how they want them. Our solutions combine the power of XML with flexible layout and design to automate the delivery of customer communications to print, Web, and interactive experiences on the latest digital devices. Financial services firms, manufacturers, and governments around the world rely on Quark solutions to elevate customer communications to new levels, reduce time to market, and lower costs.

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Quark and the Quark logo are trademarks or registered trademarks of Quark Software Inc. and its affiliates in the U.S. and/or other countries.

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Pro-Solar Constitutional Amendment in Florida Gaining Momentum

Washington, D.C. (PRWEB) May 26, 2015

Calling it a huge momentum boost, the Solar Energy Industries Association (SEIA) today praised two Florida newspapers, The Gainesville Sun and Ocala Star-Banner, for their editorial support of a pro-solar, statewide ballot initiative organized by Floridians for Solar Choice.

Today, only Florida and a handful of other states ban their residents from buying electricity from companies that put solar panels on homes and businesses. The proposed constitutional amendment, which needs 683,149 signatures to get on the 2016 ballot, would end that prohibition.

Writing in a May 21 editorial, The Gainesville Sun threw its support behind the amendment by observing: Consumers could save money while making a small contribution toward saving the planet from fossil fuel emissions that contribute to climate change. Jobs would be created by a growing solar industry. Whether for environmental or economic reasons, the solar amendment makes sense. We encourage voters to sign the petition.

In another editorial on May 25, the Ocala Star-Banner noted: These power purchase agreements save homeowners the upfront costs of buying solar panels while providing savings on their utility bills. Its a win-win.

To date, more than 100,000 signatures have been collected statewide, allowing the ballot language to go before Floridas Supreme Court for legal review and official approval.

As an organization and as an industry we strongly support the efforts of Floridians for Solar Choice, said SEIA President and CEO Rhone Resch. If this ballot initiative is approved, solar development across the state will explode, creating thousands of new jobs and hundreds of millions of dollars in new economic activity. Most importantly, this is about consumer choice. Thats why this initiative is being supported by groups as diverse as the Sierra Club, the Christian Coalition of America, the Florida Retail Federation and the Tea Party Network. These groups all recognize, like we do, that people have a fundamental right to choose their energy source and have a real say in what they pay for their electricity.

Today, there are 234 megawatts (MW) of installed solar capacity in Florida enough to power 27,000 homes ranking the state 13th in the nation. But if the solar ballot initiative is approved next year, Resch said, Florida has the potential to quickly become a Top 5 solar state, while saving money for homeowners, businesses, schools, churches and local governments.

Nationwide, the U.S. solar industry currently employs 174,000 Americans more than tech giants Apple, Google, Facebook and Twitter combined and pumps nearly $ 18 billion a year into the U.S. economy.

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The DJs of Silicon Valley who are changing music

The DJs of Silicon Valley who are changing music
With each new product, Desuasido said they told themselves, "that idea really came to life; let's keep doing this." Then Desuasido and Quitevis met Japanese musical instrument manufacturer Vestax. "That's when we started designing for a big DJ company …
Read more on Engadget

Dad And Grad Tech Gift Ideas Include … Suitcase? LOGI AAPL
At $ 299.99, the Logitech (NASDAQ:LOGI) product is available in a multitude of colors, the Megaboom has a rechargeable lithium-ion battery that provides up to 20 hours of music and 360-degree sound. And it's LOUD, cranking out up to 90 decibels, which …
Read more on Investor’s Business Daily

Google Ventures: Not Every Product Needs to Be Beautiful
When trying to figure out what kind of investment to make in design, technology entrepreneurs and CEOs often are tempted to focus on visual design, to create a beautiful product and a sophisticated brand with indescribably cool style. …. design alone …
Read more on Wired

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Dispelling 3 Misconceptions about 529 Plans

(PRWEB) May 26, 2015

May 29 is 529 Day, but despite having a day of national observance, the college savings tool is still a mystery to many.

Two out of three Americans surveyed dont know what a 529 plan is, according to a recent report from Edward Jones. While college financial aid administrators arent wealth advisers and cant give advice on where to stow college savings, they can offer clarity into what families options are, including 529 plans.

529 plans are operated by states or educational institutions and designed to help families put away money to offset the future costs of postsecondary education. Here are some common misconceptions financial aid professionals can help to dispel:

Myth 1 – 529 plan savings will severely limit my financial aid award:

Under the Higher Education Reconciliation Act of 2005, distributions from a college savings plan have no impact on student aid eligibility. The value of these plans are generally treated as assets of the account owner, but assets have a much lower impact on financial aid eligibility than income. Plus, any money saved for college decreases the amount needed to borrow lowering overall college costs, and increasing the likelihood students will enroll.

Myth 2 – 529 plans can only be be put toward tuition at a state school:

There are two types of 529 plans, and different rules apply to each. The College Savings Plan allows money to grow tax-deferred until its disbursed, federally tax-free, at any accredited institution in the country, as well as some outside the United States. The Prepaid Tuition Plan offered by states guarantees the current tuition rate at specific in-state public colleges and will allow the contract value to be transferred to private and out-of-state schools (although the full value may not transfer depending on the particular state). Prepaid Tuition Plans offered by institutions target tuition prepayment to the sponsoring institution (or group of institutions) and may have restrictions on the colleges covered by the plan.

Myth 3 – The federal government taxes 529 plan earnings:

This was almost true. President Obama floated an idea to eliminate the tax exemption on 529 plan earnings in early 2015, but quickly withdrew the proposal after facing almost instantaneous bipartisan pushback. Although contributions are not deductible at the federal level, earnings in a 529 plan grow federal tax-free and will not be taxed when the money is taken out to pay for qualified educational expenses for the beneficiary.

For more information on 529 plans and other ways to save and pay for college, contact NASFAA at 202-785-6959 or news(at)nasfaa(dot)org to set up an interview with a subject expert.


The National Association of Student Financial Aid Administrators (NASFAA) is a nonprofit membership organization that represents more than 20,000 financial aid professionals at nearly 3,000 colleges, universities, and career schools across the country. NASFAA member institutions serve nine out of every ten undergraduates in the United States. Based in Washington, D.C., NASFAA is the only national association with a primary focus on student aid legislation, regulatory analysis, and training for financial aid administrators. For more information, visit

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Hemp | Cannabis: Seminar Expo Show – The Business of Cannabis

Hemp | Cannabis: Seminar Expo Show – The Business of Cannabis
Event on 2015-06-05 08:00:00

Kansas City native and marijuana refugee returns home. Marijuana Business Academy CEO KC Stark, coined the “Steve Jobs of Weed” will kick off national tour in Kansas City, MO at the Uptown Theater offering guidance on the business, laws, challenges, opportunities, finance, and science of hemp and cannabis. Offering the Marijuana Business Academy’s signature events, Stark and his partner, Charles T. Houghton, Esq., “The Cannabis Business Attorney”, will create a 21st century environment for networking and education. The Marijuana Business Academy has been training start-ups, investors, and owners to navigate the legal web of regulations and take advantage of market opportunities in the cannabis industry since 2010.
• Fri., June 5th: The Business of Marijuana – Seminar | Expo | Show: Seminar – Step by Step “How to” for opening your own hemp and canna-business. Rules, regulations, applications, licensing, zoning, tracking, taxes, funding, cultivation, branding, operations, employment and more. 9. Space is limited. To register, visit:
o SEMINAR: 9:00am-4:20pm.
o Hemp Fashion Show: 5:00pm-6:00pm.
o Cannabis Comedy Show: 6:00pm-7:00pm.
o Business Mixer: 7:00pm-8:00pm with cash bar.

This event is made possible by Marijuana Business Academy and Uptown Theater.

• KC Stark, CEO & President, MMJBA
• Charles T. Houghton, Esq.; MMJBA Chairman of the Board
• Rep. Jeremy Lafaver, MO House of Representatives, D-025
• John Payne, Executive Director and Treasurer, Show Me Cannabis
• The Thompson Brothers, Cannabis Comedy

Uptown Theater
3700 Broadway, Suite 300
Kansas City, MO 64111

Registration: 9; To register, visit:

To request press credentials or to schedule an interview, please contact Mr. N. Rizzi, The Marijuana Business Academy, or

About MMJBA, LLC.: The MMJ Business Academy helps start-ups, investors and current owners navigate the legal web of regulations and take advantage of market opportunities in the cannabis industry. MMJBA has worked with entrepreneurs all over the nation to successfully enter the MJ industry, and continues to expand its locations and services offered. The Marijuana Business Academy has trained experts since 2010, and uses the experience gained in Colorado to prepare industry leaders how to legitimately enter the viable cannabis and hemp markets. For more information and a schedule of upcoming programs, please visit Mr. N. Rizzi.

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at Uptown Theater
3700 Broadway
Kansas City, United States

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92.3 AMP Radio presents AMPLIFY 2015 featuring NE-YO

92.3 AMP Radio presents AMPLIFY 2015 featuring NE-YO
Event on 2015-06-14 19:00:00

92.3 AMP Radio presents AMPLIFY 2015 featuring NE-YO with special guests Ludacris and Cash Cash at Cushman & Wakefield Theater at Barclays Center on Sunday, June 14. AMPLIFY will be WBMP’s first major concert event in the New York City market since launching in May 2014. 

GRAMMY Award-winning singer, composer, producer, and actor NE-YO  is a talent sought by many artists. Not only does NE-YO have three #1 albums, more than 10 million albums sold worldwide and three GRAMMY Awards of his own, he has also written and produced chart-topping hits for today’s biggest stars including Rihanna, Beyoncé, Jennifer Hudson, Usher, Carrie Underwood, Celine Dion and many more. In January this year, NE-YO released his sixth full-length studio album Non-Fiction, anchored by the lead single “Money Can’t Buy,” featuring Jeezy and "She Knows," featuring Juicy J.  The album hit the R&B Charts at #1.

GRAMMY Award winning recording artist and movie-star Ludacris is known for both his nine studio albums, five of which went multi-platinum, as well as his role in the globally successful Fast and Furious movie franchise. Hit singles like “Stand up,” “What’s Your Fantasy,” and “How Low,” among others, cemented Ludacris as a worldwide superstar and leader in the hip-hop and rap genres.

New Jersey natives, Samuel Frisch and brothers Jean Paul and Alex Makhlouf, are collectively known as the EDM group, Cash Cash. Recently featured in on of 92.3 AMP Radio’s Emerging Artist Series, their hits include “Take Me Home” and “Surrender.”

For information on individual suites, please call 718.BK.SUITE.

at Barclays Center
620 Atlantic Ave
Brooklyn, United States

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12 things to know about Rick Santorum

12 things to know about Rick Santorum
Several of his competitors are already appealing directly to conservative, Christian voters concerned with social politics — the kinds of voters Santorum must woo to again win primaries. Money is also a concern: Santorum simply didn't have enough of …
Read more on Center for Public Integrity

Advisory firms look to combat the 'brain drain'
"I was reluctant to do anything with social media, but my mentor took one look at my Twitter page and pointed out that I have an egg for a picture," said Tibergien, referring to the standard placeholder for those who fail to post a profile picture …
Read more on CNBC

Is social media the key to winning the talent war?
So says Andy Headworth, founder of Sirona Consulting, which advises organizations on recruitment and social media. Headworth is author of Social Media Recruitment: how to successfully integrate social media into recruitment strategy, a guide including …
Read more on Diginomica

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Kavanaugh's Relativity Media Sued by Ad Agency Over Debt

Kavanaugh's Relativity Media Sued by Ad Agency Over Debt
Relativity Media, the independent film and television company led by financier Ryan Kavanaugh, paid a $ 401,000 bill after being sued by an advertising agency that claimed it was owed for its work. Palisades Media Group Inc. filed a complaint Wednesday …
Read more on Bloomberg

Volkswagen Set to Evaluate Media Agency Business
Volkswagen Group has reached out to holding companies about an impending global media agency review, according to people familiar with the matter. VW Group, which owns both Audi and Porsche, currently works with WPP's Mediacom in various markets …

The ad tech sector looks an awful lot like a bubble that just popped
The overall value of public ad tech company stocks fell 12% in the first quarter, according to the tech investment bank LUMA Partners. Of those companies who underwent the high-profile process of having an initial public offering, many — such as …
Read more on Business Insider

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- Chapter 19: Advertising Effectiveness and PR Tools

– Chapter 19: Advertising Effectiveness and PR Tools

from MKTG 321 Marketing – EXAM III REVIEW

View Details about

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How to Pay Off Your Mortgage In Half The Time

How to Pay Off Your Mortgage In Half The Time
Event on 2015-07-14 18:30:00
How to Pay Off Your Mortgage In Half The Time Tuesday, July 14, 2015 @6:30 pm-10:00 pm Cash Bar @ Baka Gallery Cafe, Bloor West Village (2256 Bloor St West, above the Bell Store) – FREE admission Jonathan Weaver and Richard M. Kiernicki will be showing you on July 14 how you can save 0,000 in interests. Did you know that mortgages can last for as long as you want them to, whether you are on a 30-year, 15-year, or a 10-year payment term? This is because you have control over how much money you send into your mortgage lender. By using a few of the strategies that Jonathan Weaver and Richard M. Kiernicki will be showing you, you can actually pay off your mortgage faster without going through a refinance (though that is a viable option as well). Who wouldn’t want to pay off their mortgage faster? The big question is “how do I do it?” Whether to pay off your mortgage faster, is an important personal financial decision. But before one can answer “how do I do it,” you must first ask the questions of “can I do it” and “why should I do it.” The can-I part reveals if one has the financial ability to put more money aside for bigger and quicker payments.  The why-should-I part involves whether to use the additional money available, alternatively, for investing or consumption purposes since funds borrowed under mortgage probably have a lower interest rate than say credit card debt. Paying off a mortgage faster also has tax implications on mortgage interest deduction. If one has the financial means; is willing to forgo any investment opportunity; is prepared to postpone any would-be nice consumption; and has weighed on any tax savings, there are ways that one can consider to pay off a mortgage faster. AGENDA 6:30pm Doors Open ~ Networking & Mingling at the bar 7:15pm Laure Ampilhac, Mortgage Agent & Certified Wealth Management Advisor 7:30pm Jonathan Weaver and Richard M. Kiernicki 8:30pm "All your questions answered" – Roberto Caruso, Real Estate Lawyer 9:00pm – 10:00pm ~ Networking at the bar Understand the Mechanism of Paying Off a Mortgage A mortgage is paid off through a mortgage amortization process over the life of the loan in which each payment is first applied to interest accrued during the current payment period and then to reducing the outstanding principle amount. At the end of a normal payment schedule of a 30-year mortgage, the total amount of accumulated mortgage interests would have always surpassed the initial principle of the loan, if the mortgage interest rate used is above 5.304% (calculation omitted).  Even if your rate is lower you can expect the total amount you pay to be close to double your mortgaged amount. It’s quite a sobering thing to see the total amount of the loan being double what you are borrowing! Therefore, paying off your mortgage faster essentially saves the borrower from having to pay such a monstrous amount of interest. Anything can reduce the outstanding principle at any given point, either by making bigger payments from time to time or more frequent payments in addition to regularly scheduled.  The goal is to accrue less interest in between payments, as well as reduce the total time during which interests are accrued. Ways to Payoff Your Mortgage Faster 1 – Increase Your Monthly Payments Increasing the amount you pay at originally scheduled payment points whenever you can is something very easy to implement with your lender. Your extra mortgage payment amount would be applied towards further reducing your outstanding principle and thus a less amount of money would be accruing interest. Advertisement Make sure you lender knows that the extra payment will go towards reducing the principle! What can happen in some cases, is the extra amount you pay will go towards your next payment due rather than the principle.  This doesn’t help you pay down your principle faster. Some lenders make it nice and easy and give you a spot on the bill to put in an amount to pay principle. One thing I’ve been doing lately is rounding up the dollar amount to the nearest hundred and paying the difference towards the principle.  It’s not so much money that we miss it but it will add up over time and save us lots in interest payments. One interesting way to pay more towards your mortgage is with credit card rewards. One lender I know of has their own card where 1% of your spending goes to payoff your principle.  It’s a creative way to use credit card rewards. 2 – Increase the Payment Schedule Paying off your mortgage faster can save you thousands. The normal monthly mortgage payments can be re-scheduled to be on a biweekly basis or even weekly if your financial situation allows.  But how frequent the interest compounds should remain on the conventional monthly basis and not to be accelerated by your lender. More frequent payments help lower the principle amount at their comparing time points. 3 – Change Your Loan to a Shorter Term If you can really commit to making increased payments on a regular basis, shortening a 30-year mortgage to a 15-year loan would also save you about half of the interest and probably is the fastest way you could pay off your mortgage. You could also pay extra in such a way that the payments you make would be what you would pay if you had a 15 year loan. Use an online mortgage calculator to figure what your monthly mortgage would be if it were a 15 year rather than a 30 year and use that amount to pay monthly.  You’ve basically just created a 15 year loan that gives you some cushion if some months you can’t make the higher payment, as you have the 30 year payment to fall back on. 4 – Refinance to a Lower Interest Rate Loan With a lower interest rate, due to mortgage refinancing, the required monthly mortgage payments would be also lower and if you could maintain the same level of payments as before (with the higher rate), that would be equal to increasing monthly payments, and –BOOM!– pay off your mortgage faster. We refinanced our mortgage not long ago and it’s saving us roughly 0 a month or ,400 a year.  That’s already more than a month in extra payments a year if we keep paying our original payment. 5- Last Strategy that Jonathan Weaver and Richard M. Kiernicki will be showing you on July 14 how you can save 0,000 in interests. What looks like a low rate could add up to hundreds of thousands over the course of thirty years in interest for the bank (and money out of your pocket).  Reducing the amount you owe on your principle can save you a ton of money that you could use elsewhere to build wealth. Paying down your mortgage faster is will save you far more over the life of your mortgage than most coupon cutting can achieve. It’s not always the right move for everyone though.  You can possibly make more investing the extra money.  But for many people there’s a big psychological win in knocking down the mortgage early. Join us on July 14 to find out if you should and how AGENDA 6:30pm Doors Open ~ Networking & Mingling at the bar 7:15pm Laure Ampilhac, Mortgage Agent & Certified Wealth Management Advisor 7:30pm Jonathan Weaver and Richard M. Kiernicki 8:30pm "All your questions answered" – Real Estate Lawyer 9:00pm – 10:00pm ~ Networking at the bar To register, click HERE (Eventbrite) Click here to sign up to the Meet-up List     PS: Admission is on us. FREE event. Bring lots of business cards and good vibes! PHOTO ALBUM (click here) – Last event Photo Credits: Mauricio Jimenez 647.688.5814 MAGIC VISIONPhotography Voted – Top PHOTOGRAPHY STUDIO in Toronto (Top Choice Awards – 2013) Visit us at     GUEST SPEAKERS 7:15pm Laure Ampilhac Do you have Equity in your Property? Why not benefit from the low interest rates, REFINANCE and grow your real estate portfolio?   Laure Ampilhac Mortgage Agent & Certified Wealth Management Advisor ✆ (416) 358-9686 ✆ (877) 764-9492 Mortgage Alliance Lic# 10530 7:30pm Jonathan Weaver and Richard M. Kiernicki Jonathan Weaver and Richard M. Kiernicki will be showing you on July 14 how you can save 0,000 in interests. 8:30pm Real Estate Lawyer: All your questions answered     MORE INFO: 416-358-9686

at Baka Gallery Cafe
2256 Bloor Street West
Toronto, Canada

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